Small Business Schemes

Purpose:

This project started because students wanted to assess the feasibility of small business schemes that they thought may make them some money. These students either didn't have access to an accountant, or preferred to work it out for themselves. They were students who didn't feel ready for TAFE but were still keen to start a business project.


Class structure and students:

The project was first used with a small group of unemployed students in a 'Workskills program', who were working at Levels 1-4 in numeracy. The activities involve mostly group work with some one to one work at times.


Focus questions and procedure:

We started with this focus question:

  • Why have you decided to investigate this small business idea? (This can open up the quantitative and qualitative reasoning behind the choice, and lead into the streams indicated on the Tendering grid, rather than the teacher leading the questions)

and then we

  • Discuss (in pairs) answers to the "Why", with students recording all their ideas
  • As a group, tabulate the results on the board or butcher's paper, and discuss students' questions, with some teacher input if needed
  • Some of the issues that students come up with include:
    • capital outlay,
    • experience/knowledge,
    • office space,
    • cost of office and electricity, gas etc.,
    • maintenance,
    • expected customers,
    • prices,
    • profit and loss,
    • insurance,
    • job satisfaction,
    • transport
    • equipment,
    • skills and personal capabilities (physical) and energy, and
    • time required
  • Some of the questions that we discuss include:
    • Do you need any capital? Can you access capital through family/friends/bank? What payback arrangements can be made? Interest and time period?
    • What training do you need?
    • How much space do you need-area/volume for your activity? Measurements?
    • What are the incomes and expenses estimates? Resources? Where from?
    • Can we calculate what our time and effort is worth? Where does this come into the picture?


Student action:

  • Listen to initial teacher question and instructions
  • Discuss issues in pairs
  • Work with the whole group work when recording discussion responses
  • In pairs, construct their own budget/tender/balance sheet estimate outlining issues and questions to be asked/discussed
  • Swap outlines for checking and discuss further questions that arise
  • Decide if their 'small business' idea in the community is looking like a feasible option.


Extensions:

  • Look at specific 'small business' options for particular students eg. home hairdressing, maintenance, handyman, family day care, cottage crafts to sell at local markets, lawn mowing. These act as examples if students are stuck.
  • Have speakers from the community come in to talk about the practical issues involved.


Variations:

  • Consider the current Centrelink requirements of the 'Activity Tests' and the 'Mutual Obligation', and how this and a 'small business' enterprise would fit together.


Assessment and accreditation levels:

NRS Level(s):

1-5

CGEA Learning Outcome(s):

2.5, 3.5, 4.5 and other areas

CVA (Qld) was CNL:

203 to 205


 Contributed by Heather Templeman, ANAMOL

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